Comprehensive Coverage
Expertly designed insurance solutions tailored to the unique requirements of individuals and businesses.
Health Insurance
Affordable coverage designed to protect your health and fit your lifestyle.
Life Insurance
Protect the people you love and the future you've worked hard to build.
Medicare Plans
Helping you navigate Medicare and find coverage for your next chapter.
Owner-Led Excellence
Vilaura Insurance Group is proudly owned by Derek Cespedes, who personally oversees all services to ensure every client receives expert care. From customized employee benefits that help businesses thrive, to flexible ICHRA solutions that offer tailored health choices while controlling budgets, Derek ensures your insurance strategy is handled with professional precision.
Ongoing Client Support
Our relationship doesn't end after enrollment. We're here to help you understand your coverage, navigate questions, and connect you with the right resources when you need assistance.
info@vilaurainsurancegroup.com
Hours:
Mon – Fri 9:00 AM – 8:00 PM EST
Sat 9:00 AM – 3:00 PM EST
Sun - Closed
WHAT OUR CLIENTS SAY
Health Insurance Client
“Vilaura made the process easy to understand and helped me explore coverage that fit my needs.”
— James T., Health Insurance Client
Life Insurance Client
“I finally understood my life insurance options and felt confident about the coverage I selected.”
— Patricia L., Life Insurance Client
Business Client
“Vilaura helped us understand our employee benefit options and made the process much easier for our team.”
— Robert D., Business Client
Coverage For Every Stage Of Life
Frequently Asked Questions
Answers to common questions about coverage, quotes, enrollment, and working with Vilaura.
What types of insurance does Vilaura offer?
Vilaura offers Life Insurance, Individual & Family Health Insurance, ACA Marketplace plans, Medicare plans, Dental & Vision, Supplemental Insurance, and Employee Benefit solutions for businesses.
Does it cost anything to get a quote?
No. Vilaura provides complimentary, no-obligation insurance quotes and consultations to help you explore your available coverage options.
Do you work with multiple insurance carriers?
Yes. We work with multiple insurance carriers and plan options, allowing us to help you explore coverage based on your needs, eligibility, location, and budget.
Can Vilaura help businesses with employee benefits?
Yes. We help businesses explore employee benefit solutions including traditional group health insurance, ICHRA, group life insurance, dental and vision, disability, and supplemental benefits.